Why Hey Hiro!

No Deductibles. No Financial Panic.

Flat-rate emergency care memberships starting at $19/month. Up to 75% cash back on urgent vet bills and surgeries — no deductible traps, ever.

Explore membership plans ↗
Zero deductibles 24/7 virtual vet triage Fast app-based cash back Cover 1 to 4 pets
The problem we solve

Pet Insurance is Broken. Your Pet Shouldn't Pay the Price.

Traditional pet insurance

A Maze Designed to Keep Your Money

✕High monthly premiums ($80–$150+) that jump as your pet gets older.
✕$250 to $500 annual deductibles before you see a single dollar of help.
✕Confusing fine print, delayed checks, and frustrating claims denials.
The Hey Hiro! difference

Rent or Your Pet? You Shouldn't Have to Choose.

When a midnight emergency strikes, Hey Hiro! is a direct membership model built around zero deductibles, fast cash relief, and total price transparency.

See the plans ↗
Five reasons families switch

A Safety Net That Actually Shows Up.

Cash back from dollar one
01

Zero Deductibles

Direct cash reimbursement starting from dollar one — no out-of-pocket threshold to hit first.

02

Predictable Pricing

Flat monthly tiers from $19/mo with clear rates and caps — no surprise hikes as pets age.

03

Snap-and-Upload Claims

Submit your itemized receipt in the app for rapid cash-back relief during stressful moments.

04

Built for Multi-Pet Homes

Pooled coverage for 2–4 pets under a single $79/mo membership.

Core membership tiers

Simple, Flat-Rate Plans. Zero Deductible Traps.

Most popular

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Clear, upfront rules

How We Keep Dues Low for Everyone

Read the full terms ↗
30
days
Accident & illness waiting period
Cash reimbursement for acute trauma, sudden infections, and illnesses unlocks after 30 days.
6
months
Orthopedic & surgical waiting period
For hereditary and orthopedic conditions such as ACL/CCL tears and hip dysplasia.
Look
back
Pre-existing conditions
Clinical signs documented before enrollment or during waiting windows aren't covered.
What it means for your pet

Faster Care. Healthier Lives. Stronger Bonds.

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FAQ

Good Questions

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Protect your family today

Give Your Pet the Safety Net They Deserve.

Join thousands of pet parents who never have to choose between their wallet and their pet's health.

Get started for $19/mo ↗